What Are Your Priorities in 2023

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Two Graphs That Show Why You Shouldn’t Be Upset About 3% Mortgage Rates

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With the average 30-year fixed mortgage rate from   Freddie Mac   climbing above 3%, rising rates are one of the topics dominating the discussion in the housing market today. And since experts   project   rates will rise further in the coming months, that conversation isn’t going away any time soon. But as a homebuyer, what do  rates  above 3%  really  mean? Today’s Average Mortgage Rate Still Presents Buyers with a Great Opportunity Buyers don’t want mortgage rates to rise, as any upward movement increases your monthly mortgage payment. But it’s important to put today’s average mortgage rate into perspective. The  graph  below shows today’s rate in comparison to average rates over the last five years: As the graph shows, even though today’s rate is above 3%,  it’s still incredibly competitive. But today’s rate isn’t just low when compared to the most recent years. To truly put today into perspective, let’s look at the last 50 years...
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About Dan Freshley Home Loans and who we are- Welcome to our virtual loan office! From this site you can inquire about available loan products, current interest rates, terms, fees and even make loan application. Dan Freshley is an over 20 year mortgage industry veteran and has assisted thousands of families become homeowners and accomplish their financial goals through home ownership.  We are a Federally Charted Bank lending in all 50 states. Offering home loans and programs for virtually every possible loan scenario, no matter what the circumstances, no matter what the credit history.  With our National presence, we can offer products and services many one dimensional lenders or mortgage brokers can not. Among the many products we have available are the following;  100% mortgage packages, with no Primary Mortgage Insurance, saving most buyers hundreds of dollars monthly. First Time Home Buyers Programs including Down Payment Assistance that can allow Selle...
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